How can design navigate the tension between exclusivity and inclusivity?
For example, the balance between limiting or guaranteeing access to opportunities and resources for everyone, the management of scarcity, the dilemma of privilege or inclusivity, or the gap between disparities?
Embedded Finance for a Cashless Society
Empowering Communities through Financial Systems
TEAM
Avani Chaturvedi
Michael Ho
June Kulwadee Pruksananonda
Grace Parks Hall
Sanya Shah
CONTEXT
Master of Design
Sustainable Solution Workshop
2023/2024
PROFESSORS
Carlos Teixeira
Deaa Bataineh
Embedded Finance for a Cashless Society explores how design can navigate exclusivity and inclusivity in embedded finance by creating flexible systems that broaden access while addressing unique needs. Inclusive design in a cashless society means balancing the accessibility of digital services with protections for those lacking digital access, bridging the gap for marginalized groups. By fostering alternative pathways, such as mobile banking and community-supported profiles, design mitigates disparities, ensuring financial tools are not only available but also adaptable, nurturing equity without reinforcing privilege.
